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What are the different types of investors? Does it matter which one I am?
Throughout most of Canada, investors are commonly categorized into three groups: Eligible Investor, Retail Investor, or Accredited Investor.
Goparity Canada welcomes all types of investors with differing levels of experience, meaning no matter what investor group you fit into, you can still invest with us.
Alberta, Saskatchewan, Ontario, Quebec, New Brunswick and Nova Scotia recognize an Eligible Investor as someone who meets at least one of the below criteria:
- Individual annual income before taxes exceeded $75,000 CAD for the past 2 years, and expected to be the same or above this calendar year,
- Income before taxes, alone or combined with a spouse, exceeded $125,000 CAD for the past 2 years, and is expected to be the same or above this year, or
- Total Net Assets as an individual or combined with a spouse exceeds $400,000 CAD.
All provinces recognize Accredited Investors as someone who meets at least one o the below criteria:
- An individual whose annual income before taxes exceeded $200,000 in each of the 2 most recent calendar years and is expected to exceed that amount in the current year,
- Annual income before taxes combined with a spouse exceeded $300,000 in each of the 2 most recent calendar years and expected to exceed that amount in the current year,
- Net Financial Assets, individually or combined with a spouse, is greater than $1,000,000 (not including real estate), or
- Net Assets, individually or combined with a spouse, is greater than $5,000,000 (including real estate).
A Retail Investor is someone who does not meet the criteria for Eligible or Accredited Investors.
For further Accredited Investor and Eligible Investor Definitions please refer to the Definitions in 1.1 of NI 45-106.
Most Frequently Asked:
Goparity Canada is a sustainable finance platform and app that aims to democratize access to impact investing. By prioritizing accessibility, we make it possible for all kinds of investors to contribute to sustainable development projects in Canada. Goparity is one of the fastest growing platforms in Europe, and Goparity Canada is co-owned and operated by Canadian entrepreneurs. Goparity Canada humbly acknowledges the Indigenous Peoples who have stewarded the lands and waters of the places we call home. To realize a just and sustainable future we recognize the harmful legacy of colonization, both past and present, and go forward together in the spirit of reconciliation. Peel Region is part of the Treaty Lands and Territory of the Mississaugas of the Credit. In particular, we acknowledge the territory of the Anishinabek, Huron-Wendat, Haudenosaunee and Ojibway/Chippewa peoples; the land that is home to the Metis; and most recently, the territory of the Mississaugas of the Credit First Nation.
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Mississauga, ON
Canada
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Goparity Canada Securities Inc. is a licenced Exempt Market Dealer (EMD) in Ontario, British Columbia, Nova Scotia and Manitoba. Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the corresponding small to medium-sized business invested in. Any historical returns, expected returns, or projections may not reflect actual future performance.