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How do investments at Goparity work?
Any investor - either an individual investor or an institution - can invest from $10 in any of our projects open to funding, contributing towards the overall loan value.
An investment is a loan from an investor to a project promoter, with fixed interest rates, terms, and periodic payments.
An investment fundraising campaign can end for one of two reasons:
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The campaign has reached its financing goal (100% of the fundraiser).
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The campaign has reached its deadline (usually 2 months long). In this case, the promoter can decide to either carry out the project by funding the remainder of the campaign, or to cancel the campaign and refund the raised amount to the investors.
The Mutual Contracts between the promoter and the investors will be issued after the campaign has ended. At this point, the amount raised is made available to the promoter, and the payments to the investors begin.
Read more information about this process here:
- What happens after a campaign closes?
- When are the raised funds transferred to the promoter, and when does my payment plan begin?
If you would like to know how we calculate the periodic repayments, please visit this page.
All transactions (investments and payments), including the capital movements to and from the investors' wallets, are executed by Goparity on our platform. You can withdraw the funds available in your wallet at any time, by transferring them to a bank account outside of Goparity.
Goparity provides its services to select provinces in Canada under the Exempt Market Dealer License and is registered with OSC (Ontario Securities Commission), subject to its regulation and supervision.
Most Frequently Asked:
Goparity Canada is a sustainable finance platform and app that aims to democratize access to impact investing. By prioritizing accessibility, we make it possible for all kinds of investors to contribute to sustainable development projects in Canada. Goparity is one of the fastest growing platforms in Europe, and Goparity Canada is co-owned and operated by Canadian entrepreneurs. Goparity Canada humbly acknowledges the Indigenous Peoples who have stewarded the lands and waters of the places we call home. To realize a just and sustainable future we recognize the harmful legacy of colonization, both past and present, and go forward together in the spirit of reconciliation. Peel Region is part of the Treaty Lands and Territory of the Mississaugas of the Credit. In particular, we acknowledge the territory of the Anishinabek, Huron-Wendat, Haudenosaunee and Ojibway/Chippewa peoples; the land that is home to the Metis; and most recently, the territory of the Mississaugas of the Credit First Nation.
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Mississauga, ON
Canada
© 2024 Goparity Canada
Goparity Canada Securities Inc. is a licenced Exempt Market Dealer (EMD) in British Columbia, Alberta, Manitoba, Ontario, and Nova Scotia. Part or all of your original invested capital may be at risk and the return on your investment depends on the success of the corresponding small to medium-sized business invested in. Any historical returns, expected returns, or projections may not reflect actual future performance.